Insurance / Billing
All payments, including co-payments, are due at the time of your visit, unless specific arrangements have been made in advance. We will ask you to verify your current address and insurance information at the time of each visit.
If your insurance plan requires a referral form from your primary care physician, then you must provide the completed form to us by the time of your appointment. Otherwise, you must assume responsibility for the full charges incurred at your visit. If you are insured by Medicare then you are required to pay the annual deductible and/or the 20% balance of Medicare’s allowed charges, either personally or by a secondary insurance.
We often send blood tests and biopsy specimens to outside laboratories, which will then bill you for their services. Please direct questions regarding those charges directly to the individual laboratory.
Insurance Plans Accepted:
- Horizon Blue Cross and Blue Shield
- United Healthcare
- and many others.
Please check with your insurance company to see whether we are listed as a participating provider. For all billing questions please call our office.
We do NOT participate in any Medicaid plans including Amerigroup, United Healthcare Community Plan, Horizon NJ Health and Wellcare.
All patients are responsible for providing an insurance generated referral at the time of visit.
Not all physicians participate in all plans. It is our mission to assist patients in aspects of their care including insurance and payment related matters. All insurance coverage is verified in advance and all claims to insurance carriers in which individual doctors participate will be submitted for assignment. Should patients be required to pay directly for services we will as a courtesy provide all the necessary paperwork to submit a claim for reimbursement.
Insurance coverage for lab work, pathology and anesthesiology services varies. Patients are responsible for any out-of-pocket expense as a result of co-pays, deductibles, co-insurance etc.